Energy capital, NASA, world-class medical center. Here's how Credit Analysts in Houston get paid in 2026.
How pay scales with career stage in the Houston metro market.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $67,200 | $51,100 | $87,400 |
| Junior (2–4 yrs) | $83,600 | $63,500 | $108,600 |
| Mid-Level (5–9 yrs) | $96,100 | $73,000 | $124,900 |
| Senior (10–14 yrs) | $115,300 | $87,600 | $149,800 |
| Veteran (15+ yrs) | $130,600 | $99,200 | $169,800 |
Highest-paying metros for Credit Analysts — useful if you're weighing a relocation.
Top occupations by median pay across the Houston metro economy.
The average Credit Analyst salary in the Houston metro is $96,100 per year as of 2026, with a typical range of $73,000 to $124,900 (25th–75th percentile). Top earners (90th percentile) make $158,600 or more.
Yes — Houston pays -3% relative to the Texas state median for Credit Analysts. Major metros typically concentrate higher-paying employers and command a wage premium over rural and small-city areas in the same state.
Houston vs. national: +7%. Houston pays roughly in line with the national average for Credit Analysts. Whether that's a 'good' deal depends on local cost of living and your career stage.
In Houston, the median Credit Analyst salary of $96,100 typically corresponds to 5–9 years of experience (mid-level). Entry-level Credit Analysts in Houston start around $67,200, while seniors (10+ years) reach $115,300 or more.
Metro medians are useful benchmarks — but your exact number depends on your experience, education, and the specific employer. Run the free calculator for a personalized read.
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