How Credit Analysts in Tennessee get paid in 2026 — median, range, experience tiers, metro breakdown, and a comparison against national pay.
Pay tiers reflect typical Tennessee compensation across career stages. Specialized employers may pay above these ranges.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $56,700 | $43,000 | $73,700 |
| Junior (2–4 yrs) | $70,400 | $53,500 | $91,600 |
| Mid-Level (5–9 yrs) | $81,000 | $61,500 | $105,300 |
| Senior (10–14 yrs) | $97,200 | $73,800 | $126,300 |
| Veteran (15+ yrs) | $110,100 | $83,600 | $143,200 |
Pay varies sharply within Tennessee. Major metros usually outpay state-wide averages.
| Metro | Median | 25th % | 75th % | vs Tennessee |
|---|---|---|---|---|
| Nashville | $85,300 | $64,800 | $110,900 | +5% |
Top occupations by median pay in Tennessee — useful context if you're weighing a career switch.
→ See full ranking of top 25 highest-paying jobs in Tennessee
If you'd consider relocating, here's how regional and comparable markets pay for the same job.
The average Credit Analyst salary in Tennessee is $81,000 per year as of 2026, based on projections from BLS Occupational Employment Statistics. The 25th percentile sits at $61,500 and the 75th at $105,300.
Pay-wise, Tennessee sits -10% below the national Credit Analyst median ($90,000). Wages run below the national median, but cost of living is often correspondingly lower; net purchasing power may be similar to higher-paying states.
Senior Credit Analysts (10–14 years of experience) in Tennessee earn around $97,200 per year on average. Veterans with 15+ years can reach $110,100 or more, especially at the 75th percentile and above.
Among all 51 jurisdictions (50 states + DC), Tennessee ranks 33rd for Credit Analyst pay. The highest-paying state pays around $126,000 on average.
The median is a benchmark, not a verdict. Your exact market value depends on your experience and education — plus your specific employer's pay band. Run the free calculator for a personalized number.
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