Insurance risk pricing. Exam progress drives compensation — full FSA earns ~$200K+.
Pay scales steeply with tenure for Actuarys. National figures, before regional adjustments.
| Experience | Median 2026 | 25th Percentile | 75th Percentile |
|---|---|---|---|
| Entry Level (0–1 yr) | $95,900 | $71,200 | $125,900 |
| Junior (2–4 yrs) | $119,200 | $88,500 | $156,600 |
| Mid-Level (5–9 yrs) | $137,100 | $101,800 | $180,000 |
| Senior (10–14 yrs) | $164,500 | $122,100 | $216,000 |
| Veteran (15+ yrs) | $186,400 | $138,400 | $244,800 |
Top 10 states by median Actuary salary in 2026.
| State | Median | 25th % | 75th % | vs Nat'l |
|---|---|---|---|---|
| Washington DC | $192,000 | $145,900 | $249,600 | +40% |
| Connecticut | $178,300 | $135,500 | $231,700 | +30% |
| Massachusetts | $178,300 | $135,500 | $231,700 | +30% |
| New York | $178,300 | $135,500 | $231,700 | +30% |
| Washington | $178,300 | $135,500 | $231,700 | +30% |
| New Jersey | $172,800 | $131,300 | $224,600 | +26% |
| California | $171,400 | $130,300 | $222,800 | +25% |
| Maryland | $164,500 | $125,100 | $213,900 | +20% |
| Colorado | $160,400 | $121,900 | $208,600 | +17% |
| Pennsylvania | $157,700 | $119,800 | $205,000 | +15% |
| State | Median | 25th % | 75th % | vs Nat'l |
|---|---|---|---|---|
| Kentucky | $116,500 | $88,600 | $151,500 | -15% |
| North Dakota | $115,200 | $87,500 | $149,700 | -16% |
| Oklahoma | $115,200 | $87,500 | $149,700 | -16% |
| Wyoming | $115,200 | $87,500 | $149,700 | -16% |
| Alabama | $113,800 | $86,500 | $147,900 | -17% |
| Louisiana | $113,800 | $86,500 | $147,900 | -17% |
| Arkansas | $109,700 | $83,400 | $142,600 | -20% |
| South Dakota | $109,700 | $83,400 | $142,600 | -20% |
| Mississippi | $107,000 | $81,300 | $139,000 | -22% |
| West Virginia | $107,000 | $81,300 | $139,000 | -22% |
Metro-level pay frequently outpaces state averages — major metros concentrate higher wages.
Click any state for detailed breakdown by experience level and percentile.
The median is just a benchmark. Your exact market value also depends on your state, experience, and education. Use the free calculator for a personalized number.
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