How Actuarys in Massachusetts get paid in 2026 — median, range, experience tiers, metro breakdown, and a comparison against national pay.
Pay tiers reflect typical Massachusetts compensation across career stages. Specialized employers may pay above these ranges.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $124,800 | $94,800 | $162,100 |
| Junior (2–4 yrs) | $155,100 | $117,800 | $201,500 |
| Mid-Level (5–9 yrs) | $178,300 | $135,500 | $231,700 |
| Senior (10–14 yrs) | $213,900 | $162,600 | $278,000 |
| Veteran (15+ yrs) | $242,400 | $184,200 | $315,100 |
Pay varies sharply within Massachusetts. Major metros usually outpay state-wide averages.
| Metro | Median | 25th % | 75th % | vs Massachusetts |
|---|---|---|---|---|
| Boston | $182,600 | $138,800 | $237,400 | +2% |
Top occupations by median pay in Massachusetts — useful context if you're weighing a career switch.
→ See full ranking of top 25 highest-paying jobs in Massachusetts
If you'd consider relocating, here's how regional and comparable markets pay for the same job.
The average Actuary salary in Massachusetts is $178,300 per year as of 2026, based on projections from BLS Occupational Employment Statistics. The 25th percentile sits at $135,500 and the 75th at $231,700.
Pay-wise, Massachusetts sits +30% above the national Actuary median ($137,100). That makes it one of the stronger markets — though cost of living should always be factored in alongside raw salary.
Senior Actuarys (10–14 years of experience) in Massachusetts earn around $213,900 per year on average. Veterans with 15+ years can reach $242,400 or more, especially at the 75th percentile and above.
Among all 51 jurisdictions (50 states + DC), Massachusetts ranks 3rd for Actuary pay. The highest-paying state pays around $192,000 on average.
The median is a benchmark, not a verdict. Your exact market value depends on your experience and education — plus your specific employer's pay band. Run the free calculator for a personalized number.
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