Texas tech capital — Tesla, Oracle, Apple — booming. Here's how Insurance Underwriters in Austin get paid in 2026.
How pay scales with career stage in the Austin metro market.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $74,400 | $56,500 | $96,700 |
| Junior (2–4 yrs) | $92,400 | $70,200 | $120,200 |
| Mid-Level (5–9 yrs) | $106,300 | $80,800 | $138,200 |
| Senior (10–14 yrs) | $127,500 | $96,900 | $165,800 |
| Veteran (15+ yrs) | $144,500 | $109,800 | $187,900 |
Highest-paying metros for Insurance Underwriters — useful if you're weighing a relocation.
Top occupations by median pay across the Austin metro economy.
The average Insurance Underwriter salary in the Austin metro is $106,300 per year as of 2026, with a typical range of $80,800 to $138,200 (25th–75th percentile). Top earners (90th percentile) make $175,500 or more.
Yes — Austin pays +4% relative to the Texas state median for Insurance Underwriters. Major metros typically concentrate higher-paying employers and command a wage premium over rural and small-city areas in the same state.
Austin vs. national: +13%. That puts Austin among the stronger US markets for Insurance Underwriters — though cost of living in Austin is also typically elevated.
In Austin, the median Insurance Underwriter salary of $106,300 typically corresponds to 5–9 years of experience (mid-level). Entry-level Insurance Underwriters in Austin start around $74,400, while seniors (10+ years) reach $127,500 or more.
Metro medians are useful benchmarks — but your exact number depends on your experience, education, and the specific employer. Run the free calculator for a personalized read.
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