Wall Street, media, fashion — most expensive labor market in the US. Here's how Insurance Underwriters in New York City get paid in 2026.
How pay scales with career stage in the New York City metro market.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $91,000 | $69,200 | $118,300 |
| Junior (2–4 yrs) | $113,100 | $86,000 | $147,100 |
| Mid-Level (5–9 yrs) | $130,100 | $98,900 | $169,100 |
| Senior (10–14 yrs) | $156,100 | $118,600 | $202,900 |
| Veteran (15+ yrs) | $176,900 | $134,500 | $229,900 |
Highest-paying metros for Insurance Underwriters — useful if you're weighing a relocation.
Top occupations by median pay across the New York City metro economy.
The average Insurance Underwriter salary in the New York City metro is $130,100 per year as of 2026, with a typical range of $98,900 to $169,100 (25th–75th percentile). Top earners (90th percentile) make $214,600 or more.
Yes — New York City pays +6% relative to the New York state median for Insurance Underwriters. Major metros typically concentrate higher-paying employers and command a wage premium over rural and small-city areas in the same state.
New York City vs. national: +38%. That puts New York City among the stronger US markets for Insurance Underwriters — though cost of living in New York City is also typically elevated.
In New York City, the median Insurance Underwriter salary of $130,100 typically corresponds to 5–9 years of experience (mid-level). Entry-level Insurance Underwriters in New York City start around $91,000, while seniors (10+ years) reach $156,100 or more.
Metro medians are useful benchmarks — but your exact number depends on your experience, education, and the specific employer. Run the free calculator for a personalized read.
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