How Insurance Underwriters in Massachusetts get paid in 2026 — median, range, experience tiers, metro breakdown, and a comparison against national pay.
Pay tiers reflect typical Massachusetts compensation across career stages. Specialized employers may pay above these ranges.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $85,700 | $65,100 | $111,500 |
| Junior (2–4 yrs) | $106,500 | $80,900 | $138,500 |
| Mid-Level (5–9 yrs) | $122,500 | $93,100 | $159,300 |
| Senior (10–14 yrs) | $147,000 | $111,700 | $191,100 |
| Veteran (15+ yrs) | $166,600 | $126,600 | $216,600 |
Pay varies sharply within Massachusetts. Major metros usually outpay state-wide averages.
| Metro | Median | 25th % | 75th % | vs Massachusetts |
|---|---|---|---|---|
| Boston | $125,600 | $95,400 | $163,200 | +3% |
Top occupations by median pay in Massachusetts — useful context if you're weighing a career switch.
→ See full ranking of top 25 highest-paying jobs in Massachusetts
If you'd consider relocating, here's how regional and comparable markets pay for the same job.
The average Insurance Underwriter salary in Massachusetts is $122,500 per year as of 2026, based on projections from BLS Occupational Employment Statistics. The 25th percentile sits at $93,100 and the 75th at $159,300.
Pay-wise, Massachusetts sits +30% above the national Insurance Underwriter median ($94,300). That makes it one of the stronger markets — though cost of living should always be factored in alongside raw salary.
Senior Insurance Underwriters (10–14 years of experience) in Massachusetts earn around $147,000 per year on average. Veterans with 15+ years can reach $166,600 or more, especially at the 75th percentile and above.
Among all 51 jurisdictions (50 states + DC), Massachusetts ranks 4th for Insurance Underwriter pay. The highest-paying state pays around $132,000 on average.
The median is a benchmark, not a verdict. Your exact market value depends on your experience and education — plus your specific employer's pay band. Run the free calculator for a personalized number.
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