How Insurance Underwriters in Rhode Island get paid in 2026 — median, range, experience tiers, metro breakdown, and a comparison against national pay.
Pay tiers reflect typical Rhode Island compensation across career stages. Specialized employers may pay above these ranges.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $69,900 | $53,100 | $90,900 |
| Junior (2–4 yrs) | $86,900 | $66,000 | $113,000 |
| Mid-Level (5–9 yrs) | $99,900 | $75,900 | $129,900 |
| Senior (10–14 yrs) | $119,800 | $91,000 | $155,800 |
| Veteran (15+ yrs) | $135,800 | $103,200 | $176,600 |
Top occupations by median pay in Rhode Island — useful context if you're weighing a career switch.
→ See full ranking of top 25 highest-paying jobs in Rhode Island
If you'd consider relocating, here's how regional and comparable markets pay for the same job.
The average Insurance Underwriter salary in Rhode Island is $99,900 per year as of 2026, based on projections from BLS Occupational Employment Statistics. The 25th percentile sits at $75,900 and the 75th at $129,900.
Pay-wise, Rhode Island sits +6% above the national Insurance Underwriter median ($94,300). That makes it one of the stronger markets — though cost of living should always be factored in alongside raw salary.
Senior Insurance Underwriters (10–14 years of experience) in Rhode Island earn around $119,800 per year on average. Veterans with 15+ years can reach $135,800 or more, especially at the 75th percentile and above.
Among all 51 jurisdictions (50 states + DC), Rhode Island ranks 17th for Insurance Underwriter pay. The highest-paying state pays around $132,000 on average.
The median is a benchmark, not a verdict. Your exact market value depends on your experience and education — plus your specific employer's pay band. Run the free calculator for a personalized number.
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