Career Compare 2026 Data

Actuary vs Data Scientist: Salary Comparison 2026

Side-by-side compensation comparison across national and state-level data.

Actuary
$137,100
median · national
vs
Data Scientist
$155,500
median · national

Data Scientists out-earn Actuarys by $18,400 (12%) on median.

Side-by-Side

Detailed Pay Breakdown

Percentiles for 2026. Higher percentile values reflect senior/specialized roles.

PercentileActuaryData ScientistDifference
25th$101,800$117,700$15,900
Median (50th)$137,100$155,500$18,400
75th$180,000$201,700$21,700
90th (top earners)$233,500$252,100$18,600
State Comparison

Pay in Top 15 US States

Which job wins in each state (based on median annual salary).

StateActuaryData ScientistHigher Pay
California$171,400$241,000Data Scientist
Texas$148,100$167,900Data Scientist
Florida$139,900$158,600Data Scientist
New York$178,300$209,900Data Scientist
Pennsylvania$157,700$161,700Data Scientist
Illinois$149,500$169,500Data Scientist
Ohio$127,500$144,600Data Scientist
Georgia$141,200$160,200Data Scientist
North Carolina$135,700$153,900Data Scientist
Michigan$131,600$149,300Data Scientist
New Jersey$172,800$195,900Data Scientist
Virginia$154,900$175,700Data Scientist
Washington$178,300$220,800Data Scientist
Arizona$138,500$157,000Data Scientist
Massachusetts$178,300$202,100Data Scientist
Roles Defined

What Each Job Actually Does

Actuary

Actuary

Insurance risk pricing. Exam progress drives compensation — full FSA earns ~$200K+.

Full Actuary salary guide →

Data Scientist

Data Scientist

Builds statistical models and ML pipelines for product and business decisions.

Full Data Scientist salary guide →

FAQ

Actuary vs Data Scientist: FAQ

Who earns more: Actuary or Data Scientist?

Nationally, Data Scientists out-earn Actuarys by approximately $18,400 per year (12% difference). However, this varies by state, experience level, and specific employer.

Which has better career growth: Actuary or Data Scientist?

Both fields have positive 2026 growth outlooks. Actuarys are projected at +3.5% YoY wage growth, while Data Scientists are at +2.5%. Beyond wage growth, consider opportunity density (job openings) and your geographic flexibility.

Which is harder to break into: Actuary or Data Scientist?

Actuary typically requires: Insurance risk pricing. Exam progress drives compensation — full FSA earns ~$200K+.. Data Scientist typically requires: Builds statistical models and ML pipelines for product and business decisions.. Compare the formal requirements against your existing skills and education to assess the switching cost.

Should I switch careers based on this comparison?

Salary is one input among many. Job satisfaction, skills transferability, geographic fit, and long-term ceiling matter as much as median pay. Use this as a benchmark, then dig into job descriptions and talk to people in both fields before deciding.