Energy capital, NASA, world-class medical center. Here's how Insurance Underwriters in Houston get paid in 2026.
How pay scales with career stage in the Houston metro market.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $70,200 | $53,300 | $91,200 |
| Junior (2–4 yrs) | $87,200 | $66,200 | $113,400 |
| Mid-Level (5–9 yrs) | $100,300 | $76,200 | $130,400 |
| Senior (10–14 yrs) | $120,300 | $91,400 | $156,400 |
| Veteran (15+ yrs) | $136,400 | $103,600 | $177,300 |
Highest-paying metros for Insurance Underwriters — useful if you're weighing a relocation.
Top occupations by median pay across the Houston metro economy.
The average Insurance Underwriter salary in the Houston metro is $100,300 per year as of 2026, with a typical range of $76,200 to $130,400 (25th–75th percentile). Top earners (90th percentile) make $165,500 or more.
Yes — Houston pays -1% relative to the Texas state median for Insurance Underwriters. Major metros typically concentrate higher-paying employers and command a wage premium over rural and small-city areas in the same state.
Houston vs. national: +6%. Houston pays roughly in line with the national average for Insurance Underwriters. Whether that's a 'good' deal depends on local cost of living and your career stage.
In Houston, the median Insurance Underwriter salary of $100,300 typically corresponds to 5–9 years of experience (mid-level). Entry-level Insurance Underwriters in Houston start around $70,200, while seniors (10+ years) reach $120,300 or more.
Metro medians are useful benchmarks — but your exact number depends on your experience, education, and the specific employer. Run the free calculator for a personalized read.
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