Fast-growing Sun Belt city, semiconductors (TSMC, Intel). Here's how Insurance Underwriters in Phoenix get paid in 2026.
How pay scales with career stage in the Phoenix metro market.
| Experience | Median 2026 | 25th % | 75th % |
|---|---|---|---|
| Entry (0–1 yr) | $68,200 | $51,800 | $88,600 |
| Junior (2–4 yrs) | $84,800 | $64,400 | $110,200 |
| Mid-Level (5–9 yrs) | $97,500 | $74,100 | $126,700 |
| Senior (10–14 yrs) | $117,000 | $88,900 | $152,000 |
| Veteran (15+ yrs) | $132,600 | $100,700 | $172,300 |
Highest-paying metros for Insurance Underwriters — useful if you're weighing a relocation.
Top occupations by median pay across the Phoenix metro economy.
The average Insurance Underwriter salary in the Phoenix metro is $97,500 per year as of 2026, with a typical range of $74,100 to $126,700 (25th–75th percentile). Top earners (90th percentile) make $160,800 or more.
Yes — Phoenix pays +2% relative to the Arizona state median for Insurance Underwriters. Major metros typically concentrate higher-paying employers and command a wage premium over rural and small-city areas in the same state.
Phoenix vs. national: +3%. Phoenix pays roughly in line with the national average for Insurance Underwriters. Whether that's a 'good' deal depends on local cost of living and your career stage.
In Phoenix, the median Insurance Underwriter salary of $97,500 typically corresponds to 5–9 years of experience (mid-level). Entry-level Insurance Underwriters in Phoenix start around $68,200, while seniors (10+ years) reach $117,000 or more.
Metro medians are useful benchmarks — but your exact number depends on your experience, education, and the specific employer. Run the free calculator for a personalized read.
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